Calculator

Income tax calculator

Compare tax under the new and old regimes for tax year 2026-27.

About you

Age during the year

Residential status

Income for the year

Gross salary or pension₹Standard deduction is applied automatically.

Other income₹Interest, rent (after deductions), business profit. Exclude capital gains taxed at special rates.

Deductions — old regime only

HRA exemption₹Work it out

Tax-saving investments₹PF, PPF, ELSS, life insurance… (up to ₹1.5 lakh)

Health insurance premium₹

Home-loan interest₹Self-occupied house, up to ₹2 lakh

Additional NPS contribution₹Up to ₹50,000

Other deductions₹Donations, education-loan interest, professional tax…

Deductions — new regime

Deductions allowed in the new regime₹For example, employer's contribution to NPS.

New regime

Old regime

New regimeLower tax

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Tax payable · a month

Gross income: —
Standard deduction: —
Deductions: —
Taxable income: —
Tax on slabs: —
Rebate: —
Surcharge: —
Health & education cess (4%): —
Effective rate: —

Slab-wise working

Slab	Rate	Tax

Old regimeLower tax

—

Tax payable · a month

Gross income: —
Standard deduction: —
Deductions: —
Taxable income: —
Tax on slabs: —
Rebate: —
Surcharge: —
Health & education cess (4%): —
Effective rate: —

Slab-wise working

Slab	Rate	Tax

This calculator gives an estimate for general information, based on the law as reviewed on 14 October 2026. It does not cover every exemption, special rate or condition. Send an enquiry for advice on your facts.

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